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compliance with insurance regulations up to date industry news and trends regulatory changes legislation lawsuit information precedents and regulatory oversight changes nationally and in the states, market forces natural disasters health care reform technology impact electronic records privacy concerns

Comparison of the ACA and the Republican "Common Sense Healthcare Reform Act"

Article analyzing and comparing the U.S. Affordable Care Act and the Republican alternative the Common Sense Healthcare Reform and Affordability Act? In-depth comparison of the two bills.

Brokers React to Medical Loss Ratio

Medical loss ratio rules established by the NAIC model regulation pursuant to requirements under the PPACA (Affordable Care Act) insurer requirements

Will Exchanges Compete Directly with Agents and Brokers?

Article details and analyzes how the new health insurance exchanges will be organized and may sell insurance plans as well as act as an online marketplace. If the exchanges actively sell plans they will compete directly with agents and brokers. States will have this and other key decisions as they implement individual exchanges as authorized under the Patient Protection and Affordable Care Act (PPACA)

The Patient Protection and Affordable Care Act

A guide for insurance professionals, agents, and brokers on the implementation of the Affordable Care Act including the regulatory impact on health plans, agents and brokers, and your clients.

CO-OP Plans: The ACA's Public Plan Alternative

Co-ops the public option alternative within the Affordable Care Act

HSA History and Enrollment

HSA History and Enrollment

Major Medicaid Fraud Uncovered: APS Healthcare Pays $13 Million Settlement

Article illustrating Georgia FBI Medicaid fraud investigation Georgia fraudulent administration analysis of Georgia Medicaid fraud program by APS Healthcare

Agents Harmed by New Crop Insurance Regs

Agents Harmed by New Crop Insurance Regs

Biofuel Crop Insurance on the Horizon?

Biofuel Crop Insurance on the Horizon?

Florida Lawmaker Unveils Bill to Shrink Citizens Property Insurance

Florida Lawmaker Unveils Bill to Shrink Citizens Property Insurance

State Politics/ Policy Game-Changers on Implementing ACA

State Politics/ Policy Game-Changers on Implementing ACA

National Quality Strategy

National Quality Strategy

Reinsurance Primer

Reinsurance Primer

Retirees Receiving Small COLA Increase

Retirees Receiving Small COLA Increase

CLASS Act Program and Regulation Summary

Article illustrating how te new CLASS Act longe term care program works and its related regulations.

Medicare Reform Proposals Analyzed

Article analyzing Medicare reform proposals

Medical Loss Ratios- State Impacts

Analysis of the impact of the medical loss ratio rules under the Affordable Care Act in various states

How Readable Should Insurance Policies Be?

Article on the appropriate readability level of insurance policies

Medical Malpractice Reform Proposal

Article providing a primer on Medical Malpractice Reform.

2012 HSA Contribution Rules Set

Article detailing the 2012 HSA Contribution Rules.

2011 Flood Insurance Review

Article detailing activity in the insurance industry in 2011 related to floods

Interstate Health Insurance Sales Analysis

Article analyzing the effects of allowing interstate sale and purchase of health insurance.

Florida Reforms P&C Insurance Rates

Article describing Florida legislation that reforms Property and Casualty insurance rates.

Homeowner’s Insurance Exclusions Discussed

Article detailing some little known homeowner’s insurance exclusions.

Unreasonable Rate Hike Rule Released

Article on new rules by the Department of Health and Human Services on the unreasonable rate hike review rules recently released

Study: Flood Insurance Premiums Far Too Low

Article on report showing flood insurance premiums are one third of what they should be

Retiree Healthcare Costs Exploding

Article on exploding costs of retiree halthcare coverage

Texas Health Law May Violate Anti-trust Laws

Article concerning a new Texas health law that may violate anti-trust laws.

How Hawaii Benefits from Health Reform

Article on how Hawaii is benefiting from Health care Reform payment initiatives

Producer Commissions and the MLR Dabate

Article discussing producer commissions and the Medical Loss Ratio Dabate

Kansas Considers Health Care Freedom Law

Article on Kansas proposal considers health care freedom law

PCIP Program Now Allows Broker/Agent Commissions

Article on new federal Pre-existing consition insurance program details

Will PPACA Provide Incentives to Drop Health Coverage?

Article detailing how the PPACA might provide incentives to drop health coverage

New York Exchange to Keep Agent's Role

Article describing on New York state proposal will retain agent's role in development of Health Insurance Echange.

State Status on Health Insurance Exchanges

Article describing the staus of states on implementing Health Insurance Exchanges

Individual Mandate in Crosshairs at PPACA hearing

Article concerning Appeals court questions regarding individual mandate at PPACA hearing.

How Would President Pawlenty Reform Healthcare?

Article on former Minnesota Governor Tim Pawlenty's ideas to reform healthcare in the U.S.

Health Insurance Exchange Development Models Emerge

Article describing the four types of Health Insurance Exchange Models that are emerging as states comply with the PPACA

UnitedHealth Sues Over Lost TRICARE Contract

Article describing lawsuit brought by UnitedHealth against U.S. government for award made to Humana

NFIP Reform Moving Slowly Ahead

Article on Congressional efforts to reform NFIP moving slowly

Details on readability issues with insurance policies and state requirements

Article detailing readability issues with insurance policies and state regulatory readability requirements

NAIC Reverses Position on Medical Loss Ratio

Article on the NAIC's decision to no longer back insurance commissions exemption flrom the MLR.

Federal Health Insurance Exchange Guidelines Released

Artucke discussing new Federal Health Insurance Exchange Guidelines.

HHS Drafts PPACA CO-OP Rules

HHS Drafts PPACA CO-OP Rules

NRRA Surplus Lines Law Take Effect

Article on the new NRRA Surplus Lines Law which takes effect July 21, 2011

Debt Ceiling Deal Details

Article on Debt Ceiling Deal Details

Rate Hike Review Rules

Article on rate hike review rules

Florida Forgoes Insurance Exchange Development

Article on Florida's decision to say no to insurance exchange development

SLIMPACT Surplus Lines Reform Moves Forward

Is SLIMPACT the Solution for Surplus Lines Regulation?

Medicare Demo Reaps Savings

Article provides details on Medicare demo which has reaped savings through provider bonus payments

Wisconsin Weighs Health Insurance Exchange Development

Wisconsin: Battleground of HIX Development

PPACA Benefit Schedule Rules Released

Article on PPACA Benefit Schedule Rules Released

1 in 14 Physicians Sued Each Year

Article concerning how 1 in 14 physicians is sued each year

CMS Seeks Payment Reform Innovation

Article on CMS Innovation Center's payment reform and bundling initiative.

Workers Compensation State Updates

Article onWorkers Compensation State Updates

The Employer Comparative Effectiveness Research Fee

Article explaining the new comparative effectiveness research fee mandated on employers.

Small Business Health Relief Act Examined

Article examining the Small Business Health Relief Act.

Forecasting the Supreme Court PPACA Ruling

Article forecasting the Supreme Court ruling of the PPACA

State Health Insurance Exchange Status Update

Article on state implementations of health insurance exchanges

States, Waivers, & Medical Loss Ratios

Article on medical loss ratio rules in the states

Flood Insurance Reform Update

Article on 2012 Flood Insurance Reform Update

Seven Funded CO-OP Plans Named by CMS

Seven Funded CO-OP Plans Named by CMS

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