State and Federal Regulations
Comparison of the ACA and the Republican "Common Sense Healthcare Reform Act"
Article analyzing and comparing the U.S. Affordable Care Act and the Republican alternative the Common Sense Healthcare Reform and Affordability Act? In-depth comparison of the two bills.
Brokers React to Medical Loss Ratio
Medical loss ratio rules established by the NAIC model regulation pursuant to requirements under the PPACA (Affordable Care Act) insurer requirements
National Flood Insurance Program Extended One Year
Will Exchanges Compete Directly with Agents and Brokers?
Article details and analyzes how the new health insurance exchanges will be organized and may sell insurance plans as well as act as an online marketplace. If the exchanges actively sell plans they will compete directly with agents and brokers. States will have this and other key decisions as they implement individual exchanges as authorized under the Patient Protection and Affordable Care Act (PPACA)
The Patient Protection and Affordable Care Act
A guide for insurance professionals, agents, and brokers on the implementation of the Affordable Care Act including the regulatory impact on health plans, agents and brokers, and your clients.
Agents Harmed by New Crop Insurance Regs
Agents Harmed by New Crop Insurance Regs
Florida Lawmaker Unveils Bill to Shrink Citizens Property Insurance
Florida Lawmaker Unveils Bill to Shrink Citizens Property Insurance
CO-OP Plans: The ACA's Public Plan Alternative
Co-ops the public option alternative within the Affordable Care Act
HSA History and Enrollment
HSA History and Enrollment
Major Medicaid Fraud Uncovered: APS Healthcare Pays $13 Million Settlement
Article illustrating Georgia FBI Medicaid fraud investigation Georgia fraudulent administration analysis of Georgia Medicaid fraud program by APS Healthcare
National Quality Strategy
National Quality Strategy
Biofuel Crop Insurance on the Horizon?
Biofuel Crop Insurance on the Horizon?
Medical Malpractice Reform Proposal
Article providing a primer on Medical Malpractice Reform.
State Politics/ Policy Game-Changers on Implementing ACA
State Politics/ Policy Game-Changers on Implementing ACA
Florida Reforms P&C Insurance Rates
Article describing Florida legislation that reforms Property and Casualty insurance rates.
Reinsurance Primer
Reinsurance Primer
Retirees Receiving Small COLA Increase
Retirees Receiving Small COLA Increase
CLASS Act Program and Regulation Summary
Article illustrating how te new CLASS Act longe term care program works and its related regulations.
Medicare Reform Proposals Analyzed
Article analyzing Medicare reform proposals
Medical Loss Ratios- State Impacts
Analysis of the impact of the medical loss ratio rules under the Affordable Care Act in various states
How Readable Should Insurance Policies Be?
Article on the appropriate readability level of insurance policies
Homeowner’s Insurance Exclusions Discussed
Article detailing some little known homeowner’s insurance exclusions.
2012 HSA Contribution Rules Set
Article detailing the 2012 HSA Contribution Rules.
2011 Flood Insurance Review
Article detailing activity in the insurance industry in 2011 related to floods
Interstate Health Insurance Sales Analysis
Article analyzing the effects of allowing interstate sale and purchase of health insurance.
Study: Flood Insurance Premiums Far Too Low
Article on report showing flood insurance premiums are one third of what they should be
PCIP Program Now Allows Broker/Agent Commissions
Article on new federal Pre-existing consition insurance program details
Unreasonable Rate Hike Rule Released
Article on new rules by the Department of Health and Human Services on the unreasonable rate hike review rules recently released
Retiree Healthcare Costs Exploding
Article on exploding costs of retiree halthcare coverage
Producer Commissions and the MLR Dabate
Article discussing producer commissions and the Medical Loss Ratio Dabate
Texas Health Law May Violate Anti-trust Laws
Article concerning a new Texas health law that may violate anti-trust laws.
How Hawaii Benefits from Health Reform
Article on how Hawaii is benefiting from Health care Reform payment initiatives
Will PPACA Provide Incentives to Drop Health Coverage?
Article detailing how the PPACA might provide incentives to drop health coverage
Kansas Considers Health Care Freedom Law
Article on Kansas proposal considers health care freedom law
Individual Mandate in Crosshairs at PPACA hearing
Article concerning Appeals court questions regarding individual mandate at PPACA hearing.
How Would President Pawlenty Reform Healthcare?
Article on former Minnesota Governor Tim Pawlenty's ideas to reform healthcare in the U.S.
New York Exchange to Keep Agent's Role
Article describing on New York state proposal will retain agent's role in development of Health Insurance Echange.
State Status on Health Insurance Exchanges
Article describing the staus of states on implementing Health Insurance Exchanges
HHS Drafts PPACA CO-OP Rules
HHS Drafts PPACA CO-OP Rules
Federal Health Insurance Exchange Guidelines Released
Artucke discussing new Federal Health Insurance Exchange Guidelines.
Health Insurance Exchange Development Models Emerge
Article describing the four types of Health Insurance Exchange Models that are emerging as states comply with the PPACA
UnitedHealth Sues Over Lost TRICARE Contract
Article describing lawsuit brought by UnitedHealth against U.S. government for award made to Humana
NFIP Reform Moving Slowly Ahead
Article on Congressional efforts to reform NFIP moving slowly
Details on readability issues with insurance policies and state requirements
Article detailing readability issues with insurance policies and state regulatory readability requirements
NAIC Reverses Position on Medical Loss Ratio
Article on the NAIC's decision to no longer back insurance commissions exemption flrom the MLR.
Debt Ceiling Deal Details
Article on Debt Ceiling Deal Details
Rate Hike Review Rules
Article on rate hike review rules
NRRA Surplus Lines Law Take Effect
Article on the new NRRA Surplus Lines Law which takes effect July 21, 2011
Florida Forgoes Insurance Exchange Development
Article on Florida's decision to say no to insurance exchange development
Wisconsin Weighs Health Insurance Exchange Development
Wisconsin: Battleground of HIX Development
Workers Compensation State Updates
Article onWorkers Compensation State Updates
SLIMPACT Surplus Lines Reform Moves Forward
Is SLIMPACT the Solution for Surplus Lines Regulation?
Medicare Demo Reaps Savings
Article provides details on Medicare demo which has reaped savings through provider bonus payments
The Employer Comparative Effectiveness Research Fee
Article explaining the new comparative effectiveness research fee mandated on employers.
PPACA Benefit Schedule Rules Released
Article on PPACA Benefit Schedule Rules Released
1 in 14 Physicians Sued Each Year
Article concerning how 1 in 14 physicians is sued each year
CMS Seeks Payment Reform Innovation
Article on CMS Innovation Center's payment reform and bundling initiative.
Small Business Health Relief Act Examined
Article examining the Small Business Health Relief Act.
States, Waivers, & Medical Loss Ratios
Article on medical loss ratio rules in the states
Forecasting the Supreme Court PPACA Ruling
Article forecasting the Supreme Court ruling of the PPACA
State Health Insurance Exchange Status Update
Article on state implementations of health insurance exchanges
Flood Insurance Reform Update
Article on 2012 Flood Insurance Reform Update
Health Care Reform Impacts in 2012
Article on 2012 health care reform implementation
Seven Funded CO-OP Plans Named by CMS
Seven Funded CO-OP Plans Named by CMS
Canadian Health Spending Account Primer
Article on Canadian style Health Spending Accounts
Eligibility and the Individual Mandate
Eligibility and the Individual Mandate
Medicare Payments and Quality Linked in Pilot
Medicare and Quality Reimbursement Linked in Pilot
Few Takers of Health Reform Tax Credit
Few Takers of Health Reform Tax Credit
Massachusetts Attempting Health Payment Reform
Massachusetts Attempting Health Payment Reform
IRS Sets 2013 HSA Contribution Limits
IRS Announces 2013 HSA Limits
Domestic Partner Benefits the Next Mandate?
Article detailing whether domestic partner benefits are the next mandate
GOP Planning ObamaCare Ruling Reaction
GOP Planning ObamaCare Reaction
Basic Health Plans and Risk Selection
Basic Health Plans and Risk Selection
Analysis of Possible Supreme Court PPACA Decisions
Analysis of Possible Supreme Court PPACA Decisions
Health Reform and Small Businesses
Article on Health Reform and Small Businesses looking at business size and tax credits
Research Reveals Wide Variance in Auto Premiums
Research Reveals Wide Variance in Auto Premiums
Tax Components of Health Care Approval
Tax Components of Health Care Approval
Employer Requirements Under ObamaCare
Employer Requirements Under ObamaCare
Next Battle: Health Insurance Exchange Rules
Next Battle: Health Insurance Exchange Rules
Many States Pursuing Medicaid Cuts Citing PPACA
Many States Pursuing Medicaid Cuts Citing PPACA
Utah Exchange Experiences Growing Pains
Article on Utah Health Insurance Exchange Experiencing Growing Pains
Intro to Chinese Insurance Regulation
Intro to Chinese Insurance Regulation
Romney vs. Obama Health Care Policy
Romney vs. Obama Health Care Policy