State and Federal Regulations
compliance with insurance regulations up to date industry news and trends regulatory changes legislation lawsuit information precedents and regulatory oversight changes nationally and in the states, market forces natural disasters health care reform technology impact electronic records privacy concerns
Comparison of the ACA and the Republican "Common Sense Healthcare Reform Act"
Article analyzing and comparing the U.S. Affordable Care Act and the Republican alternative the Common Sense Healthcare Reform and Affordability Act? In-depth comparison of the two bills.
Brokers React to Medical Loss Ratio
Medical loss ratio rules established by the NAIC model regulation pursuant to requirements under the PPACA (Affordable Care Act) insurer requirements
Will Exchanges Compete Directly with Agents and Brokers?
Article details and analyzes how the new health insurance exchanges will be organized and may sell insurance plans as well as act as an online marketplace. If the exchanges actively sell plans they will compete directly with agents and brokers. States will have this and other key decisions as they implement individual exchanges as authorized under the Patient Protection and Affordable Care Act (PPACA)
The Patient Protection and Affordable Care Act
A guide for insurance professionals, agents, and brokers on the implementation of the Affordable Care Act including the regulatory impact on health plans, agents and brokers, and your clients.
CO-OP Plans: The ACA's Public Plan Alternative
Co-ops the public option alternative within the Affordable Care Act
HSA History and Enrollment
HSA History and Enrollment
Major Medicaid Fraud Uncovered: APS Healthcare Pays $13 Million Settlement
Article illustrating Georgia FBI Medicaid fraud investigation Georgia fraudulent administration analysis of Georgia Medicaid fraud program by APS Healthcare
Agents Harmed by New Crop Insurance Regs
Agents Harmed by New Crop Insurance Regs
Biofuel Crop Insurance on the Horizon?
Biofuel Crop Insurance on the Horizon?
Florida Lawmaker Unveils Bill to Shrink Citizens Property Insurance
Florida Lawmaker Unveils Bill to Shrink Citizens Property Insurance
State Politics/ Policy Game-Changers on Implementing ACA
State Politics/ Policy Game-Changers on Implementing ACA
National Quality Strategy
National Quality Strategy
Reinsurance Primer
Reinsurance Primer
Retirees Receiving Small COLA Increase
Retirees Receiving Small COLA Increase
CLASS Act Program and Regulation Summary
Article illustrating how te new CLASS Act longe term care program works and its related regulations.
Medicare Reform Proposals Analyzed
Article analyzing Medicare reform proposals
Medical Loss Ratios- State Impacts
Analysis of the impact of the medical loss ratio rules under the Affordable Care Act in various states
How Readable Should Insurance Policies Be?
Article on the appropriate readability level of insurance policies
Medical Malpractice Reform Proposal
Article providing a primer on Medical Malpractice Reform.
2012 HSA Contribution Rules Set
Article detailing the 2012 HSA Contribution Rules.
2011 Flood Insurance Review
Article detailing activity in the insurance industry in 2011 related to floods
Interstate Health Insurance Sales Analysis
Article analyzing the effects of allowing interstate sale and purchase of health insurance.
Florida Reforms P&C Insurance Rates
Article describing Florida legislation that reforms Property and Casualty insurance rates.
Homeowner’s Insurance Exclusions Discussed
Article detailing some little known homeowner’s insurance exclusions.
Unreasonable Rate Hike Rule Released
Article on new rules by the Department of Health and Human Services on the unreasonable rate hike review rules recently released
Study: Flood Insurance Premiums Far Too Low
Article on report showing flood insurance premiums are one third of what they should be
Retiree Healthcare Costs Exploding
Article on exploding costs of retiree halthcare coverage
Texas Health Law May Violate Anti-trust Laws
Article concerning a new Texas health law that may violate anti-trust laws.
How Hawaii Benefits from Health Reform
Article on how Hawaii is benefiting from Health care Reform payment initiatives
Producer Commissions and the MLR Dabate
Article discussing producer commissions and the Medical Loss Ratio Dabate
Kansas Considers Health Care Freedom Law
Article on Kansas proposal considers health care freedom law
PCIP Program Now Allows Broker/Agent Commissions
Article on new federal Pre-existing consition insurance program details
Will PPACA Provide Incentives to Drop Health Coverage?
Article detailing how the PPACA might provide incentives to drop health coverage
New York Exchange to Keep Agent's Role
Article describing on New York state proposal will retain agent's role in development of Health Insurance Echange.
State Status on Health Insurance Exchanges
Article describing the staus of states on implementing Health Insurance Exchanges
Individual Mandate in Crosshairs at PPACA hearing
Article concerning Appeals court questions regarding individual mandate at PPACA hearing.
How Would President Pawlenty Reform Healthcare?
Article on former Minnesota Governor Tim Pawlenty's ideas to reform healthcare in the U.S.
Health Insurance Exchange Development Models Emerge
Article describing the four types of Health Insurance Exchange Models that are emerging as states comply with the PPACA
UnitedHealth Sues Over Lost TRICARE Contract
Article describing lawsuit brought by UnitedHealth against U.S. government for award made to Humana
NFIP Reform Moving Slowly Ahead
Article on Congressional efforts to reform NFIP moving slowly
Details on readability issues with insurance policies and state requirements
Article detailing readability issues with insurance policies and state regulatory readability requirements
NAIC Reverses Position on Medical Loss Ratio
Article on the NAIC's decision to no longer back insurance commissions exemption flrom the MLR.
Federal Health Insurance Exchange Guidelines Released
Artucke discussing new Federal Health Insurance Exchange Guidelines.
HHS Drafts PPACA CO-OP Rules
HHS Drafts PPACA CO-OP Rules
NRRA Surplus Lines Law Take Effect
Article on the new NRRA Surplus Lines Law which takes effect July 21, 2011
Debt Ceiling Deal Details
Article on Debt Ceiling Deal Details
Rate Hike Review Rules
Article on rate hike review rules
Florida Forgoes Insurance Exchange Development
Article on Florida's decision to say no to insurance exchange development
SLIMPACT Surplus Lines Reform Moves Forward
Is SLIMPACT the Solution for Surplus Lines Regulation?
Medicare Demo Reaps Savings
Article provides details on Medicare demo which has reaped savings through provider bonus payments
Wisconsin Weighs Health Insurance Exchange Development
Wisconsin: Battleground of HIX Development
PPACA Benefit Schedule Rules Released
Article on PPACA Benefit Schedule Rules Released
1 in 14 Physicians Sued Each Year
Article concerning how 1 in 14 physicians is sued each year
CMS Seeks Payment Reform Innovation
Article on CMS Innovation Center's payment reform and bundling initiative.
Workers Compensation State Updates
Article onWorkers Compensation State Updates
The Employer Comparative Effectiveness Research Fee
Article explaining the new comparative effectiveness research fee mandated on employers.
Small Business Health Relief Act Examined
Article examining the Small Business Health Relief Act.
Forecasting the Supreme Court PPACA Ruling
Article forecasting the Supreme Court ruling of the PPACA
State Health Insurance Exchange Status Update
Article on state implementations of health insurance exchanges
States, Waivers, & Medical Loss Ratios
Article on medical loss ratio rules in the states
Flood Insurance Reform Update
Article on 2012 Flood Insurance Reform Update
Seven Funded CO-OP Plans Named by CMS
Seven Funded CO-OP Plans Named by CMS
