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News and Trends

insurance news events and marketing trends breaking news up to date industry news and trends regulatory changes legislation lawsuit information precedents and regulatory oversight changes nationally and in the states, market forces natural disasters health care reform technology impact electronic records privacy concerns

Wellness 101

Article on the bisuness case of implementing worksite wellness programs.

Domestic Medical Tourism: A New Trend

Artricle on new health care and health insurance trend: Domestic Medical Tourism

Small Business Tax Credits Under the ACA Examined

Article reviewing the impact of small business tax credits under the ACA examined

Top 2011 Health Insurance Trends

Article detailing top 2011 Health Insurance Trends ACO Accountable Care Organizations Wellness Value-based purchasing Medical Home

Trend: Insurer IT Budgets Convery Shifting Emphasis

News trend article on shifting information technology needs in American insurance companies shifts are toward more customer-centric needs due to acknolwedgement in the industry that greater focus is needed on customer service the effort is largely targeting social media information technology enhancements as comasnies strive for greater "hippness" and attractiveness to younger consumers Insurers devoting more time and money to customer experience, new research shows.

Insurance Consultants- Technology, Social Media Strategy are Keys to Success

Resource on means to maximize success using technological tools and social media opportunities to maximize marketing leading to sales and career success

Do Insurers You Work With Evaluate Client Credit Scores

Article discussing trend in insurance industry of the use of credit scores in evaluating a client's application for insurance coverage, article asks for agent brokers and insurance professionals feedback on insurer use of the data

Report- Fewer Used COBRA Subsidy Than Expected

Article showing data and providing analysis of the consumer use of COBRA extension and subsidy of continuing insurance premium for health insurance when an employee is losing or terminated from employment. The extension and subsidy were authorized and extended under the American Recovery and Reinvestment Act(ARRA).

Worksite Wellness Shows Solid Return on Investment

Article on worksite wellness programs and evidence showing their strong return on investment

Developing Additional Revenue Streams

Article detailing possibel paths to increased revenue streams in an era of difficult insurance commissions and industry uncertainty

Tornado Coverage Details

Article decribing tornado coverage details, April tornado awareness week building windstorm coverage personal belongings coverage

Disability Income Insurance Trends

Article describing new disability income insurance trends

Disability Income Insurance

Disability Income step by step guide

Health Savings Accounts

Resource on health savings accounts

How to Assist Client Disaster Claims

Article on assisting clients in disaster claims filing and disaster recovery in times of crisis.

Medical Loss Ratios- State Impacts

Analysis of the impact of the medical loss ratio rules under the Affordable Care Act in various states

Workers Compensation Trends for 2011 and Beyond

Article describing the current status of the workers' compensation insurance industry.

Uninsured Healthcare Tab- $49 Billion Annually

Article describing the U.S. uninsured Healthcare Tab- $49 Billion Annually.

2011 Flood Insurance Review

Article detailing activity in the insurance industry in 2011 related to floods

Indexed Annuities See Record Sales Increase

Article on record-setting sales year in 2010 for indexed annuities.

Pay as You Drive Auto Insurance Explained

Article describing Pay as You Drive Auto Insurance discount program

Educating Clients Key to HSA Sales

Article describing effective HSA sales strategy focusing on client education.

Tornado Season on Pace to Be Costliest Ever

Article on the devastating 2011 tornado season and historic insured losses and death toll.

Insurance Industry Shows Hiring Optimism

Article about insurance industry optimism concerning hiring over the next several months

Producer Commissions and the MLR Dabate

Article discussing producer commissions and the Medical Loss Ratio Dabate

Will PPACA Provide Incentives to Drop Health Coverage?

Article detailing how the PPACA might provide incentives to drop health coverage

Thomson Reuters Names Top 10 Health Systems

Article discussing Thomson Reuters naming of top 10 health systems

The Health Care Cost Problem

Article describing in detail the U.S. health care cost problem

Florida Hurricane Risk Management Assessment

Article on Florida hurricane risk anagement assessment for 2011 hurricane season

Medicare Cost Savings Experiment Achieves Little

Article assessing results of Medicare cost savings experiment which provided bonuses to health plans which met targeted cost savings goals.

Floridians Win $55M Chinese Drywall Settlement

Article discussing Florida homeowners win of $55 million Chinese Drywall settlement.

UnitedHealth Sues Over Lost TRICARE Contract

Article describing lawsuit brought by UnitedHealth against U.S. government for award made to Humana

"The Time is Now" for ACO's

Article on an innovative effort to make health care more accountable and therefore health insurance more affordable.

2011 Catastrophic Losses $23 Billion and Counting

Article detailing 2011 catastrophic losses of $23 billion and counting before hurricane season begins

Details on readability issues with insurance policies and state requirements

Article detailing readability issues with insurance policies and state regulatory readability requirements

Debt Ceiling Failure Risky Proposition for Insurers

Debt Ceiling Failure Risky Proposition for Insurers

The Post-Reform Broker

The Post-Reform Broker

SLIMPACT Surplus Lines Reform Moves Forward

Is SLIMPACT the Solution for Surplus Lines Regulation?

1 in 14 Physicians Sued Each Year

Article concerning how 1 in 14 physicians is sued each year

Carolina Coastal Plans Ready for Irene

Article on the readiness of Carolina coastal plans for hurricane Irene

Irene has New York City in Sight

Article on Irene's path toward New York City and the consequences

10% of Large Employers May Drop 2014 Health Benefits

Article regarding 2014 employer health care decision-making.

Insurance Outsourcing Trend to Keep Rising

Article on the continuing rise of insurance outsourcing.

Effects of Health Plan Consolidation

Article detailing the effects of health plan vonsolidation

Firms Expect Small 2012 Rise in Health Insurance Costs

Article detailing employer health insurance cost survey results and what they expect for 2012

Would Tort Reform Lower Health Costs?

Article analyzing whether Tort Reform would lower health costs?

Disability Insurance Costs Rising

Article describing rising costs of disability insurance

Pay-as-You-Drive Discounts 101

Article on latest discount auto insurance tactic-- pay-as-you drive discount.

Travel Insurance Primer

Article providing Travel Insurance Primer

Professional Liability & 2012 Uncertainty

Professional Liability Line Faces 2012 Challenges

Agent Commissions Not Exempt From Final MLR Rule

Article on Agent Commissions Not Exempt From Final MLR Rule

Defined Contribution Plans a Growing Trend

Article on how Defined Contribution Plans are a Growing Trend

Life Insurance Trends for 2012

Article describing Life Insurance Trends for 2012

Santorum's Opposition to ObamaCare is Personal

Article on Presidential candidate Rick Santorum's opposition to ObamaCare.

State Health Insurance Exchange Status Update

Article on state implementations of health insurance exchanges

2012: The Year of Critical Illness Coverage

Article stating why 2012 will be the year of Critical Illness Coverage

Cyber Insurance Coverage Decision Points

Article detailing Cyber Insurance Coverage Decision Points

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