News and Trends
Wellness 101
Article on the bisuness case of implementing worksite wellness programs.
Domestic Medical Tourism: A New Trend
Artricle on new health care and health insurance trend: Domestic Medical Tourism
Small Business Tax Credits Under the ACA Examined
Article reviewing the impact of small business tax credits under the ACA examined
Top 2011 Health Insurance Trends
Article detailing top 2011 Health Insurance Trends ACO Accountable Care Organizations Wellness Value-based purchasing Medical Home
Trend: Insurer IT Budgets Convery Shifting Emphasis
News trend article on shifting information technology needs in American insurance companies shifts are toward more customer-centric needs due to acknolwedgement in the industry that greater focus is needed on customer service the effort is largely targeting social media information technology enhancements as comasnies strive for greater "hippness" and attractiveness to younger consumers
Insurers devoting more time and money to customer experience, new research shows.
Insurance Consultants- Technology, Social Media Strategy are Keys to Success
Resource on means to maximize success using technological tools and social media opportunities to maximize marketing leading to sales and career success
Do Insurers You Work With Evaluate Client Credit Scores
Article discussing trend in insurance industry of the use of credit scores in evaluating a client's application for insurance coverage, article asks for agent brokers and insurance professionals feedback on insurer use of the data
Report- Fewer Used COBRA Subsidy Than Expected
Article showing data and providing analysis of the consumer use of COBRA extension and subsidy of continuing insurance premium for health insurance when an employee is losing or terminated from employment. The extension and subsidy were authorized and extended under the American Recovery and Reinvestment Act(ARRA).
Worksite Wellness Shows Solid Return on Investment
Article on worksite wellness programs and evidence showing their strong return on investment
Tornado Coverage Details
Article decribing tornado coverage details, April tornado awareness week building windstorm coverage personal belongings coverage
Developing Additional Revenue Streams
Article detailing possibel paths to increased revenue streams in an era of difficult insurance commissions and industry uncertainty
Disability Income Insurance Trends
Article describing new disability income insurance trends
Disability Income Insurance
Disability Income step by step guide
How to Assist Client Disaster Claims
Article on assisting clients in disaster claims filing and disaster recovery in times of crisis.
Medical Loss Ratios- State Impacts
Analysis of the impact of the medical loss ratio rules under the Affordable Care Act in various states
Health Savings Accounts
Resource on health savings accounts
Workers Compensation Trends for 2011 and Beyond
Article describing the current status of the workers' compensation insurance industry.
Uninsured Healthcare Tab- $49 Billion Annually
Article describing the U.S. uninsured Healthcare Tab- $49 Billion Annually.
2011 Flood Insurance Review
Article detailing activity in the insurance industry in 2011 related to floods
Indexed Annuities See Record Sales Increase
Article on record-setting sales year in 2010 for indexed annuities.
Pay as You Drive Auto Insurance Explained
Article describing Pay as You Drive Auto Insurance discount program
Tornado Season on Pace to Be Costliest Ever
Article on the devastating 2011 tornado season and historic insured losses and death toll.
Educating Clients Key to HSA Sales
Article describing effective HSA sales strategy focusing on client education.
Insurance Industry Shows Hiring Optimism
Article about insurance industry optimism concerning hiring over the next several months
Will PPACA Provide Incentives to Drop Health Coverage?
Article detailing how the PPACA might provide incentives to drop health coverage
Producer Commissions and the MLR Dabate
Article discussing producer commissions and the Medical Loss Ratio Dabate
Thomson Reuters Names Top 10 Health Systems
Article discussing Thomson Reuters naming of top 10 health systems
The Health Care Cost Problem
Article describing in detail the U.S. health care cost problem
Florida Hurricane Risk Management Assessment
Article on Florida hurricane risk anagement assessment for 2011 hurricane season
Medicare Cost Savings Experiment Achieves Little
Article assessing results of Medicare cost savings experiment which provided bonuses to health plans which met targeted cost savings goals.
Floridians Win $55M Chinese Drywall Settlement
Article discussing Florida homeowners win of $55 million Chinese Drywall settlement.
UnitedHealth Sues Over Lost TRICARE Contract
Article describing lawsuit brought by UnitedHealth against U.S. government for award made to Humana
"The Time is Now" for ACO's
Article on an innovative effort to make health care more accountable and therefore health insurance more affordable.
2011 Catastrophic Losses $23 Billion and Counting
Article detailing 2011 catastrophic losses of $23 billion and counting before hurricane season begins
Details on readability issues with insurance policies and state requirements
Article detailing readability issues with insurance policies and state regulatory readability requirements
Debt Ceiling Failure Risky Proposition for Insurers
Debt Ceiling Failure Risky Proposition for Insurers
Irene has New York City in Sight
Article on Irene's path toward New York City and the consequences
The Post-Reform Broker
The Post-Reform Broker
SLIMPACT Surplus Lines Reform Moves Forward
Is SLIMPACT the Solution for Surplus Lines Regulation?
1 in 14 Physicians Sued Each Year
Article concerning how 1 in 14 physicians is sued each year
Carolina Coastal Plans Ready for Irene
Article on the readiness of Carolina coastal plans for hurricane Irene
Would Tort Reform Lower Health Costs?
Article analyzing whether Tort Reform would lower health costs?
10% of Large Employers May Drop 2014 Health Benefits
Article regarding 2014 employer health care decision-making.
Insurance Outsourcing Trend to Keep Rising
Article on the continuing rise of insurance outsourcing.
Effects of Health Plan Consolidation
Article detailing the effects of health plan vonsolidation
Firms Expect Small 2012 Rise in Health Insurance Costs
Article detailing employer health insurance cost survey results and what they expect for 2012
Disability Insurance Costs Rising
Article describing rising costs of disability insurance
Agent Commissions Not Exempt From Final MLR Rule
Article on Agent Commissions Not Exempt From Final MLR Rule
Pay-as-You-Drive Discounts 101
Article on latest discount auto insurance tactic-- pay-as-you drive discount.
Travel Insurance Primer
Article providing Travel Insurance Primer
Professional Liability & 2012 Uncertainty
Professional Liability Line Faces 2012 Challenges
Santorum's Opposition to ObamaCare is Personal
Article on Presidential candidate Rick Santorum's opposition to ObamaCare.
Defined Contribution Plans a Growing Trend
Article on how Defined Contribution Plans are a Growing Trend
Life Insurance Trends for 2012
Article describing Life Insurance Trends for 2012
Cyber Insurance Coverage Decision Points
Article detailing Cyber Insurance Coverage Decision Points
State Health Insurance Exchange Status Update
Article on state implementations of health insurance exchanges
2012: The Year of Critical Illness Coverage
Article stating why 2012 will be the year of Critical Illness Coverage
Climate Change and Property Cassualty Risk
Article on potential climate change impact on property casualty insurance
Why Are U.S. Health Costs so High?
Article exploring why U.S. Health Costs are so High?
Mini-Med's Thriving in Reform Era
Mini-Med's Thriving in Reform Era
Mercer Report Details Employer Health Spending Trends
Article detailing Mercer survey report on employer health spending trends
Health Insurance Rebate Analysis
Health Insurance Rebate Analysis
HSAs Expand Dramatically in 2011
HSAs Expand Dramatically in 2012
IRS Sets 2013 HSA Contribution Limits
IRS Announces 2013 HSA Limits
Consumer Directed Plan Savings Detailed
Consumer Directed Plan Savings Detailed
GOP Planning ObamaCare Ruling Reaction
GOP Planning ObamaCare Reaction
Many States Pursuing Medicaid Cuts Citing PPACA
Many States Pursuing Medicaid Cuts Citing PPACA
Next Battle: Health Insurance Exchange Rules
Next Battle: Health Insurance Exchange Rules
Workers Comp Injury Duration Increases
Workers Comp Injury Duration Increases
Crop Insurance Coverage Basics
Crop Insurance Coverage Basics
Small Business & Stop Loss Coverage
Small Business & Stop Loss Coverage
Workplace Retaliation an Increasing Insurance Liability
Workplace Retaliation an Increasing Insurance Liability
Pet Insurance Essentials
Pet Insurance Essentials
China: A New Insurance Frontier
China: A New Insurance Frontier
Intro to Chinese Insurance Regulation
Intro to Chinese Insurance Regulation
Romney vs. Obama Health Care Policy
Romney vs. Obama Health Care Policy
Agent Groups Continue MLR Fight
Article concerning agent groups continuing fight against Medical Loss Ratio rules
Info Tech Jobs & Insurance Industry
Info Tech Jobs & Insurance Industry
What is an Essential Benefit?
What is an Essential Benefit?
Kansas City Demos $11M in Health Savings
Article concerning how Kansas City collaborative achieves creat health savings
Romney's Health Care Policy
Romney's Health Care Policy
Sebelius Decision Aids Obama Re-election
Sebelius Decision Aids Obama Re-election
Huntsman's Health Care Reform Policy
Article on Republican Presidential candidate John Huntsman's health care reform policy
How to Launch a Health CO-OP Plan
Article describing IRS rules on how to Launch a Health CO-OP Plan
A New Era of P&C Risk?
Article identifies a New Era of P&C Risk