Health Insurance Exchange 101
Article describing the basics of the state implementation of Health Insurance Exchange as they gear up for operation in 2014.

Federal Health Insurance Exchange Guidelines Released
Artucke discussing new Federal Health Insurance Exchange Guidelines.

Overview of Top Insurance Desi
Document provides overview of leading industry designations in each of the health life and property casualty lines of business

IRS Sets 2013 HSA Contribution Limits
IRS Announces 2013 HSA Limits

HSA's and the Affordable Care
Article detailing the impact on HSA's by the passage of the 2010 Affordable Care Act.

Leading Worker's Comp Insurer
article profiling Wausau Insurance- America’s Largest Workers’ Compensation Insurer and innovator since the inception of workers' compensation insurance in 1911

Commercial Liability Exclusions Detailed
Article detailing commercial liability exclusions.

Life Insurance Trends for 2012
Article describing Life Insurance Trends for 2012

Employer Requirements Under ObamaCare
Employer Requirements Under ObamaCare

State Farm: Innovation from th
State Farm insurance company profile

The Employer Comparative Effectiveness Research Fee
Article explaining the new comparative effectiveness research fee mandated on employers.

Self-funding Health Insurance-- Is it a Cure for Affordable Care Act Ills?
Case study on cost savings achieved by employer who self-funds health insurance for 125 employees achieving huge cost savings versus traditional health insurance

Health Insurance Exchange Deve
Article describing the four types of Health Insurance Exchange Models that are emerging as states comply with the PPACA

1 in 14 Physicians Sued Each Year
Article concerning how 1 in 14 physicians is sued each year

UnitedHealth Sues Over Lost TRICARE Contract
Article describing lawsuit brought by UnitedHealth against U.S. government for award made to Humana

Commercial Property Insurance Claims Can Be a Risk
Commercial Property Insurance Claims Can Be a Risk

Cyber Insurance Coverage Decision Points
Article detailing Cyber Insurance Coverage Decision Points

Small Business Insurance Owner's Policies
Small Business Insurance Owner's Policies

Women are Not Buying Enough Life Insurance
Article on Women and Life Insurance Sales

Farmers Insurance Rebranding Focuses on Innovation and Education
Article profiling Farmers Insurance and its unique marketign campaign portraying itself as a leader in insurance innovation and education of its egents.

The Post-Reform Broker
Article on advancing as a broker in the post-reform marketplace

Comparing Critical Illness Plans to Life Insurance
Aticle Comparing Critical Illness Plans to Life Insurance

Aflac: The Number 1 Supplemental Coverage Insurer
Profile of America's largest disability income insurer in premium and members covered

Pay as You Drive Auto Insurance Explained
Article describing Pay as You Drive Auto Insurance discount program

Transamerica Bullish on Voluntary Benefits
Article on Voluntary benefits & the Supreme Court Ruling

CO-OP Plans: The ACA's Public
Co-ops the public option alternative within the Affordable Care Act

Mini-Med Plans in the Cross-ha
Article detailing the impact of federal health care reform on Mini-med plans. Details include how the federal Department of Health and Human Services has exempted several health plans from health care reform requirements including the Medical Loss Ratio calculations

Homeowner's Insurance Glossary
Glossary item providing information on key homeowner's policy key terms terminology understanding fire damage deductible premium coverage building and contents coverage explained actual cash value replacement cost value

What is an Essential Benefit?
What is an Essential Benefit?

The Six Components of Auto Insurance
Article identifying the Six Components of Auto Insurance

When Do Owners Need Business Interruption Insurance?
Article analyzing when Owners Need Business Interruption Insurance?

With Auto Insurance, Mayhem May or May Not be Covered
Details on mayhem coverage

Annuities and Taxes
Annuities and Taxes

Disputed Commercial Property Claims Issues Following a Recent Tornado Loss
Article concerning disputed commercial property claims issues following a recent tornado loss

Defined Contribution Plans a Growing Trend
Article on how Defined Contribution Plans are a Growing Trend

Types of Annuity Products
Types of Annuity Products

Intro to Chinese Insurance Regulation
Intro to Chinese Insurance Regulation

Small Business Tax Credits Und
Article reviewing the impact of small business tax credits under the ACA examined

State Health Insurance Exchang
Article on state implementations of health insurance exchanges

Company Health Plans Raising Costs for Smokers, Obese
Article on how employer's are charging employees who smoke or are obese more in health premiums.

More Affordable Care Act Provi
More Affordable Care Act Provisions Going Into Effect January 1st

Immediate Income Annuity 101
Article explaining the immediate income life annuity product

Workers Comp & NFL Concussion Lawsuits
Insurance Issues & NFL Concussion Lawsuits

How to Start a Career as an Insurance Agent or Broker
One key to successful insurance sales involves the ability to talk and to network and meet as many new people as possible to build references

American Family Tops with Auto Insurance Customers
Article on American Family's rating as top auto insurer in customer satisfaction according to J.D. Power customer satisfaction survey.

Social Security Insolvent in 2017
Article on Social Security's projected insolvency by 2017.

How Does Your Agent E&O Coverage Stack Up?
This article asks agents How Does Your Agent E & O Coverage Stack Up?

Small Business & Stop Loss Coverage
Small Business & Stop Loss Coverage

Freedom Health: America's Fastest Growing Insurer
Profile of America's fastest growing health insurer, designated by Inc. Magazine in its Inc. 500 publication, fast premium growth

Variable Annuities: Pros and Cons
Variable Annuities: Pros and Cons

Workers Comp Injury Duration Increases
Workers Comp Injury Duration Increases

Health Insurance Designations
Article on Health Insurance Designations

Florida Forgoes Insurance Exchange Development
Article on Florida's decision to say no to insurance exchange development

Long Term Care Insurance Partnership Policies Overview
Article on long term care insurance partnership policies

NASHCO aides Health Co-Op Development
NASHCO aides Health Co-Op Development

Northwestern Mutual Leads in Long-Term Value
Article concerning Northwestern Mutual leadership in long-term value

Creating a Market Niche
Once you have identified the niche in the insurance market that you want to exploit and fill like no other then it is important to identify the means to establish your espertise, market that expertise, and maintain and enhance that expertise

Earthquake Insurance 101
Article describing earthquake insurance coverage in the wake of devastating earthquake and tsunami in Japan.

Seven Funded CO-OP Plans Named
Seven Funded CO-OP Plans Named by CMS

The Health Care Cost Problem
Article describing in detail the U.S. health care cost problem

Bloom Health Launches Two Private Health Exchanges
Article about Bloom Health's launch of two new private health exchanges

Insurance Outsourcing Trend to Keep Rising
Article on the continuing rise of insurance outsourcing.

Info Tech Jobs & Insurance Industry
Info Tech Jobs & Insurance Industry

How Readable Should Insurance Policies Be?
Article on the appropriate readability level of insurance policies

Supervisor Revenge a Workplace Liability Risk
Workplace Retaliation an Increasing Insurance Liability

HHS Releases Health Exchange Rules
Aritlce on HHS release of Health Exchange rules

10% of Large Employers May Drop 2014 Health Benefits
Article regarding 2014 employer health care decision-making.

PPACA Benefit Schedule Rules R
Article on PPACA Benefit Schedule Rules Released

2012 HSA Contribution Rules Se
Article detailing the 2012 HSA Contribution Rules.

Research Reveals Wide Variance in Auto Premiums
Research Reveals Wide Variance in Auto Premiums

Indexed Annuities See Record Sales Increase
Article on record-setting sales year in 2010 for indexed annuities.

Nevada's New Captive Law Will Attract Companies to the State
Article on Nevada's attempt to attract new insurers to the state with new captive law.

Comparison of the ACA and the
Article analyzing and comparing the U.S. Affordable Care Act and the Republican alternative the Common Sense Healthcare Reform and Affordability Act? In-depth comparison of the two bills.

Alternative Health Exchanges B
Article describing new healtrh insurance exchange development for competition with state-based exchanges being developed under the PPACA.

Next Battle: Health Insurance
Next Battle: Health Insurance Exchange Rules

Building a Prototype Health In
Article on Wisconsin's effort in Operationalizing a Key Element of Health Care Reform and its federal grant application to be an early innovator in health insurance exchange development

Common Job Search Mistakes detailed
Article listing common job search mistakes details and comments related to the insurance industry added

Disability Definition Benefit
Glossary of key terms related to disability income insurance and disability definitions that serve as the basis for insurance benefits

Study Ranks Top Auto Insurers in Customer Service
Study Ranks Top Insurers in Customer Service

HHS Drafts PPACA CO-OP Rules
HHS Drafts PPACA CO-OP Rules

Pay-as-You-Drive Discounts 101
Article on latest discount auto insurance tactic-- pay-as-you drive discount.

Domestic Partner Benefits the Next Mandate?
Article detailing whether domestic partner benefits are the next mandate

Uninsured Healthcare Tab- \$49 Billion Annually
Article describing the U.S. uninsured Healthcare Tab- $49 Billion Annually.

New York Life Insurer Profile
Article providing a profile of New York Life Insurance company, its history, products, vital statistics, and financial health.

Workers Compensation Trends for 2011 and Beyond
Article describing the current status of the workers' compensation insurance industry.

Essentials of Commercial Auto Insurance
article on the key Essentials of Commercial Auto Insurance

HSA Hsitory and Enrollment
This article describes and provides examples of changes to health savings accounts (HSA) under the Affordable Care Act, health care reform passed in March, 2010.

Professional Liability Insurance Details
Article on E and O insurance

Will PPACA Provide Incentives to Drop Health Coverage?
Article detailing how the PPACA might provide incentives to drop health coverage

Developing Additional Revenue Streams
Property and Casualty alternate revenue streams

ACO Initiatives Take Flight
Article on 2011 new trend, ACO Initiatives Take Flight

Romney vs. Obama Health Care Policy
Romney vs. Obama Health Care Policy

State Status on Health Insuran
Article describing the staus of states on implementing Health Insurance Exchanges

Retail Health Clinics and Insurance
Article concerning retail health clinics and insurance ramifications.

Medicare Reform Proposals Analyzed
Article analyzing Medicare reform proposals

Mercer Report Details Employer Health Spending Trends
Article detailing Mercer survey report on employer health spending trends

Largest Ever Medicare Fraud Investigation Busts 111
Medicare fraud doctors nurses physical therapists in nine U.S. cities billing fraud indictments, unnecessary procedures

CMS Seeks Payment Reform Innovation
Article on CMS Innovation Center's payment reform and bundling initiative.

Readability Issues with Insurance Policies
Article detailing readability issues with insurance policies and state regulatory readability requirements

Flood and Tornado Seasons Upon Us
Article concerning Flood and Tornado seasons

Employer ACA Requirements
health care reform key terminology glossary PPACA Affordable Care Act legislation

Major Medicaid Fraud Uncovered: APS Healthcare Pays \$13 Million Settlement
Article illustrating Georgia FBI Medicaid fraud investigation Georgia fraudulent administration analysis of Georgia Medicaid fraud program by APS Healthcare

2011 Best Places to Work in Insurance Named
Article by Business Insurance Magazine on the 2011 Best Places to Work in Insurance.

Life Insurance: Keys that May Close More Sales
Article detailing keys to expanded life insurance sales due to value-added items that agents and brokers should emphasize.

2011 Flood Insurance Review
Article detailing activity in the insurance industry in 2011 related to floods

Seniors Benefit from Critical Illness Coverage
Seniors Benefit from Critical Illness Coverage

How to Launch a Health CO-OP Plan
Article describing IRS rules on how to Launch a Health CO-OP Plan

2012: The Year of Critical Illness Coverage
Article stating why 2012 will be the year of Critical Illness Coverage

AmWINs a Leader in Wholesale Insurance Industry
Article profiling AmWINs as a leader in wholesale insurance industry in the areas of group nemnefits and property and casualty products.

LIMRA Survey- Life Insurance
Article detailing results of LIMRA survey research of leading life insurance executives.

Worksite Wellness Shows Solid Return on Investment
Article on worksite wellness programs and evidence showing their strong return on investment

Insurance for Home-based Businesses
Insurance for Home-based Businesses

Reinsurance Primer
Article describing the basics of Reinsurance in the property/ casualty sector of the industry.

Aetna Named Top Employer for Healthy Lifestyles
Article describing Aetna's recent award as a top employer for healthy lifestyles

Majority in US uninformed on PPACA
Majority in US uninformed on PPACA

Agents Harmed by New Crop Insurance Regs
Article on 2011 crop insurance regulations and their impact on agents and brokers.

Workers Compensation Outlook Debated
Workers Compensation Outlook Bleak for 2012

Producer Commissions and the M
Article discussing producer commissions and the Medical Loss Ratio Dabate

Large Employers Revamping Health Benefit Programs for 2012
Article on decision-making by large employers as they revamp health benefits for 2012.

Professional Liability & 2012 Uncertainty
Professional Liability Line Faces 2012 Challenges

Comparison of the ACA and the
Article analyzing and comparing the U.S. Affordable Care Act and the Republican alternative the Common Sense Healthcare Reform and Affordability Act? In-depth comparison of the two bills.

Trends and Analysis
Article providing analysis of industry trends as we enter 2011

Pay as You Drive Auto Insurance
Article describing new auto insurance coverage based on the amount and how safe people drive their cars.

Retiree Healthcare Costs Exploding
Article on exploding costs of retiree halthcare coverage

Many States Pursuing Medicaid Cuts Citing PPACA
Many States Pursuing Medicaid Cuts Citing PPACA

NAIC Reverses Position on Medi
Article on the NAIC's decision to no longer back insurance commissions exemption flrom the MLR.

Agent Commissions Not Exempt From Final MLR Rule
Article on Agent Commissions Not Exempt From Final MLR Rule

Sebelius Decision Aids Obama Re-election
Sebelius Decision Aids Obama Re-election

Auto Insurance Shoppers Still Prefer To Deal With Agents Over Direct Carriers
Article describing consumer preference in purchasing auto insurance through large carriers who utilize sales agents rather than direct sales carriers premium savings direct carriers discount carriers

Medical Malpractice Reform Proposal
Article providing a primer on Medical Malpractice Reform.

Survey Finds Employers Adding Voulntary Benefits
Article on survey results showing employers adding voulntary benefits

NRRA Surplus Lines Law Take Effect
Article on the new NRRA Surplus Lines Law which takes effect July 21, 2011

4G Biometrics: Helping Employers Control Diabetes
Innovative Means to Improve Employer Costs, Employee Outcomes

Rate Hike Review Rules
Article on rate hike review rules

Individual Mandate in Crosshairs at PPACA hearing
Article concerning Appeals court questions regarding individual mandate at PPACA hearing.

Crop Insurance Coverage Details
Crop Insurance Coverage Basics

New York Exchange to Keep Agen
Article describing on New York state proposal will retain agent's role in development of Health Insurance Echange.

Insurance Industry Shows Hiring Optimism
Article about insurance industry optimism concerning hiring over the next several months

2011: How Reform Should Focus on Health Care Quality and Value
Article detailing top 2011 Health Insurance Trends as the industry reacts to the Affordable Care Act with quality, value-driven initiatives.

Annuity Changes Projected for 2012
Article on Annuity Changes Projected for 2012

Corporations Take Healthcare Into Own Hands
Article on big corporations who are taking the lead in the provision of healthcare through development of their own clinics.

Why Are U.S. Health Costs so High?
Article exploring why U.S. Health Costs are so High?

Travel Insurance Primer
Article providing Travel Insurance Primer

The Value of Voluntary Benefit Couponing
Article on Voluntary benefits couponing and its value for employees.

The Case for Health Care Reform: Focus on Costs
Article providing detailed arguments on why health care reform needs #1 focus to be on costs.

Workers' Compensation Programs at a Turning Point
Workers' Compensation programs appear to be at a key turning point as the industry finds itself in Congress' cross-hairs, a look at the history of workers compensation the transformation of programs in the 1990's and the problems facing the industry today and a forecast of the future

Firms Expect Small 2012 Rise in Health Insurance Costs
Article detailing employer health insurance cost survey results and what they expect for 2012

How Hawaii Benefits from Healt
Article on how Hawaii is benefiting from Health care Reform payment initiatives

Brokers React to NAIC Medical
This article details the medical loss ratio requirments enacted by the NAIC and the inclusion of broker commissions within the amount of the MLR administrative costs

Unreasonable Rate Hike Rule Released
Article on new rules by the Department of Health and Human Services on the unreasonable rate hike review rules recently released